Quote:
Originally Posted by MyFutureSelfnMe
As far as I know, and this may depend on the state, your insurer has to pay out if you tell them the truth, i.e. the correct VIN number, storage location, etc.; it doesn't matter if the car is federally legal. Again this would be my first concern. Further, I believe in NY State, they have to pay out liability claims whether you lied to them or not, the worst they can do is drop your coverage afterward.
It would be nice to have an insurance expert on the forum to confirm/deny this.
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All the insurance companies I've dealt with would run the VIN, immediately not find the car at all as being a fed approved car, and simply refuse to insure.
And if you knowingly registered a car you knew to be illegal...whether the insurance company is complicit or not, you wouldn't just get to say..."Safe! Get it from the insurance company." You too would be liable, and would get cleaned out.
Things may be different where you are in Canada. But the issue of legally running these types of cars on the streets have been an issue for decades. There ARE anecdotes where somebody found a way to get over, but to assume that those anecdotes point to a sure fire way to do it simply isn't the case.
I know reputable importers and sellers of off-road only cars. Believe me, as much as their customers are looking for a way around the regs, IF there were a sure fire way to do it without consequence, they would know it. And they don't.
There are 8 340R's in the US. Legend has it one guy I think in the Chicago area, or perhaps Washington State, purportedly is driving one on the road, tagged and legal. But that is legend, as far as I can tell. If registering the other 7 were simply a matter of finding a friendly state to do the paperwork and a sympathetic insurance company, those cars would've been on the road a long, long time ago. They're not. Same with the Sport 190's, and now the 211's.