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Old 06-30-2009, 10:15 AM   #31 (permalink)
MyFutureSelfnMe
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Join Date: Jun 2006
Location: Buffalo, NY
Posts: 1,205
Quote:
Originally Posted by lotusforsale View Post
All the insurance companies I've dealt with would run the VIN, immediately not find the car at all as being a fed approved car, and simply refuse to insure.

And if you knowingly registered a car you knew to be illegal...whether the insurance company is complicit or not, you wouldn't just get to say..."Safe! Get it from the insurance company." You too would be liable, and would get cleaned out.
I'm sure most insurance companies would run the VIN, find the car as not approved, and refuse to insure. However, I believe he *can* find an insurance company that will insure with the original VIN. If he does, he will have a contract with that insurance company stating that that particular vehicle bearing that VIN is covered. I could be wrong, but I don't believe there is an exemption in any state for the insurance company if the vehicle isn't federally approved, but I am certain that this would have to be spelled out explicitly in either the contract or state law, or else he's covered.

The reason it's a legend and not a fact is that the person doing it doesn't advertise.
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