I have my commerical single, multi and instrument airplane ratings, but I've been busy selling VW's and Lotuses to pay back college. Embry Riddle wasn't cheap, and F/O's get paid beans.
I keep busy flying to visit my parents and family, and generally fly out to AZ now and again to visit my old college friends. I've actually pondered getting into aircraft sales, as it would keep me around aircraft, and hopefully put more coin in my pocket than flying for a regional would.