Road hazard insurance worth it? (rims/tires) - LotusTalk - The Lotus Cars Community
LinkBack Thread Tools Display Modes
post #1 of 8 (permalink) Old 12-24-2012, 09:13 AM Thread Starter
Registered User
Join Date: Sep 2012
Posts: 406
Road hazard insurance worth it? (rims/tires)

hey folks, i take delivery of my new Evora on Thursday. The car has the upgraded black forged design wheels (19" front/20" rear), and obviously the stock Pirelli P-Zero Corsa's. Normally I wouldn't ever consider buying any dealer "add-ons" (i.e. underbody rust protection, paint sealant, blah blah blah). However, OEM rims and tires are absurdly expensive (I believe over $1300 per rim for the black forged design wheels, and ~$500+ per P-Zero Corsa).

The dealer is offering a 5-year tire & wheel coverage plan for $1295 from a third-party company, ROAD InTire. I'm not as worried about the tires as I am on the rims, seeing as I have no idea how fragile they are. Anyone have any thoughts on whether or not this coverage plan might be a good idea? Anyone ever gotten the plan for less than $1295?
texevora is offline  
Sponsored Links
post #2 of 8 (permalink) Old 12-24-2012, 10:34 AM
Registered User
Lckitty's Avatar
Join Date: Apr 2009
Location: Issaquah, WA
Posts: 1,716

Really a roll of the dice on that one to me, and I'm an exteneded warranty kinda guy. Will I really have a cost justifying incident in 5 years? Actually, will I have 2? One to break even and one to make it worth getting the insurance. With those odds I'd gamble and stash a chunk of that cash for a rainy/slippery day. If there is a deductible then even worse.

If, i could spread the cost into the 3% car loan or get a longer term than 5 years on the ins. then maybe.

2012 Lotus Evora - IPS, Nightfall Blue
2011 Jaguar XF-R - 510hp
2007 Jeep Grand Cherokee - Overland, Hemi (The Anti-Lotus)

Totalled: 2011 Lotus Evora 2+2 - Canyon Red Metallic
Sold: Saab 9-3C, MGB, Miata, Merc 560SEL, F-150, Civic, Saab 9-5SE, '05 Ford-GT, '69 Cad Sedan DeVille, Triumph Daytona 955i

Last edited by Lckitty; 12-24-2012 at 10:35 AM. Reason: forgot somthin
Lckitty is offline  
post #3 of 8 (permalink) Old 12-24-2012, 11:09 AM
Registered User
Hello Kitty's Avatar
Join Date: Nov 2007
Posts: 1,837
Think about the headache you will experience 3 years from now if you have a bent rim trying to track down your documentation, and the company... IF the company still exists. Then you have to file a claim, and they probably wont pay 100% of the repair cost. Take your $1295, and put it into a savings account. Problem solved.
Hello Kitty is offline  
post #4 of 8 (permalink) Old 12-24-2012, 11:28 AM
Registered User
Ron Avery's Avatar
Join Date: Jul 2005
Location: Winnetka California
Posts: 1,226
I had the same offer from my dealer, I passed on it. I don't have 19"& 20"', just 18" & 19"'s.
Unless you damage 2 or 3 rims over 3 years, then it would work.

Ron Avery
Winnetka Ca
2005 Lotus Elise
2011 Lotus Evora 2+0
Ron Avery is offline  
post #5 of 8 (permalink) Old 12-24-2012, 02:11 PM
Such moderate
Doge's Avatar
Join Date: Sep 2010
Location: USA
Posts: 5,545
Get nails in 3 tires and it pays for itself though. $1295 is actually pretty cheap, if it can be added into the price I'd probably do it. I think they sell our tire warranties a little above $2000.
Doge is offline  
post #6 of 8 (permalink) Old 12-24-2012, 06:36 PM Thread Starter
Registered User
Join Date: Sep 2012
Posts: 406
Unfortunately it's too late to add it to the purchase price. Think i'm leaning towards passing on the insurance package. I am pretty careful when driving, and i know i'll be 10x more careful in the Evora. thanks for the all the input folks...
texevora is offline  
post #7 of 8 (permalink) Old 12-25-2012, 06:23 AM
Registered User
Sven76's Avatar
Join Date: Aug 2007
Location: Frankfurt/Main, Germany
Posts: 545
Wow, that is serious money for something you probably never need. Rims are robust unless you curb them, but getting that fixed is just $100-200 per rim. T

2011 Evora S 2+0 // carbon grey // diamond cut rims // charcoal leather // Schroth Rallye 3 ASM harness // Moroso oil pan // after-cat delete
Sven76 is offline  
post #8 of 8 (permalink) Old 12-25-2012, 12:25 PM
Registered User
Motorcitydak's Avatar
Join Date: Jul 2012
Location: SE Mi
Posts: 300
If you damage a wheel can't you just fine a claim with your insurance anyways? I have a $100 deductible on my Lotus and if I bent a wheel, I would just call them up. Same as if I chipped or cracked the windshield
Motorcitydak is offline  
Sponsored Links

  LotusTalk - The Lotus Cars Community > Lotus Discussions > Lotus Evora

Quick Reply

Register Now

In order to be able to post messages on the LotusTalk - The Lotus Cars Community forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:


Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

For the best viewing experience please update your browser to Google Chrome