Really a roll of the dice on that one to me, and I'm an exteneded warranty kinda guy. Will I really have a cost justifying incident in 5 years? Actually, will I have 2? One to break even and one to make it worth getting the insurance. With those odds I'd gamble and stash a chunk of that cash for a rainy/slippery day. If there is a deductible then even worse.
If, i could spread the cost into the 3% car loan or get a longer term than 5 years on the ins. then maybe.
2012 Lotus Evora - IPS, Nightfall Blue
2011 Jaguar XF-R - 510hp
2007 Jeep Grand Cherokee - Overland, Hemi (The Anti-Lotus)
Totalled: 2011 Lotus Evora 2+2 - Canyon Red Metallic
Sold: Saab 9-3C, MGB, Miata, Merc 560SEL, F-150, Civic, Saab 9-5SE, '05 Ford-GT, '69 Cad Sedan DeVille, Triumph Daytona 955i
Last edited by Lckitty; 12-24-2012 at 10:35 AM.
Reason: forgot somthin