Windshield repair claim with Geico? - LotusTalk - The Lotus Cars Community
 
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post #1 of 11 (permalink) Old 07-16-2007, 11:13 AM Thread Starter
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Windshield repair claim with Geico?

Geico offers a no deductible windshield repair if you carry comprehensive coverage and they would actually send someone to your home to do the repair. I have two very small chips in my windshield and I'm debating whether I should just get it fixed myself or through Geico. My concern is that this would be consider a claim and either my premimum would go up or at the least I would not qualify for any good driver discount since I filed a claim. I remember many years ago I did this with another company and even now all insurance companies know about this claim. What do you guys think?

Richard

'13 Scion FR-S (Whiteout)
'07 Lotus Exige S (Aspen White) Touring, Traction, Starshield
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post #2 of 11 (permalink) Old 07-16-2007, 11:23 AM
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The two small chips are that intolerable?
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post #3 of 11 (permalink) Old 07-16-2007, 11:25 AM
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For two small chips I would probably get two of the the $15 windshield repair kits at the local auto parts store, the results are usually very good if the chip can be repaired this way.....

Bill
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post #4 of 11 (permalink) Old 07-16-2007, 11:30 AM
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Could always call the insurance company and ask w/o giving your info to them

In arizona they had 1$/month windshield replacement plans, since there were so many rocks. I miss that :'(

V10 R8 Noble M400 GG Elise (sold after 1192 days and 22961 miles)
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post #5 of 11 (permalink) Old 07-16-2007, 11:33 AM Thread Starter
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One of them has a very small crack so it will grow over time if I don't get it fixed. The other one is so small that if I use the windshield repair kit from an auto store, the resin won't be able to stick. It needs to be drilled so that the resin can be injected into it.

Richard

'13 Scion FR-S (Whiteout)
'07 Lotus Exige S (Aspen White) Touring, Traction, Starshield
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post #6 of 11 (permalink) Old 07-16-2007, 12:28 PM
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I just had mine done at safelite and paid the $50...

It wasn't worth hassling with an insurance company and waiting around for someone to show up.

jeff
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post #7 of 11 (permalink) Old 07-16-2007, 03:20 PM
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i don't use geico (since i am not a caveman even though i live in cave man territory) but in my experience it does not impact your insurance. they tend to appreciate the repairs as it costs them far less than a replacement

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post #8 of 11 (permalink) Old 07-16-2007, 03:41 PM
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Just take it to a windshield shop and have them fix it.

I just had one repaired, including partially drilling the windshield, and you wouldn't know it was there unless I pointed it out. (Plus it's covered by my "Fig Newton" sticker now anyway.)

Per the guy that did mine: the longer you wait, the less likely the repair is to be satisfactory as the glass will tend to close itself up, minimizing the space in the crack/chip for the resin to flow into.

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post #9 of 11 (permalink) Old 07-17-2007, 02:32 AM Thread Starter
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Thanks everybody for the replies. I guess most of you feel that I shouldn't go through insurance for this.

Richard

'13 Scion FR-S (Whiteout)
'07 Lotus Exige S (Aspen White) Touring, Traction, Starshield
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post #10 of 11 (permalink) Old 08-06-2007, 06:33 AM
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How much is the Elise windshield replacement?
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post #11 of 11 (permalink) Old 04-08-2008, 05:22 PM
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$1050 at the dealer in CA... $300 labor
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