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Old 07-16-2007, 11:13 AM   #1 (permalink)
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Windshield repair claim with Geico?

Geico offers a no deductible windshield repair if you carry comprehensive coverage and they would actually send someone to your home to do the repair. I have two very small chips in my windshield and I'm debating whether I should just get it fixed myself or through Geico. My concern is that this would be consider a claim and either my premimum would go up or at the least I would not qualify for any good driver discount since I filed a claim. I remember many years ago I did this with another company and even now all insurance companies know about this claim. What do you guys think?
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Old 07-16-2007, 11:23 AM   #2 (permalink)
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The two small chips are that intolerable?
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Old 07-16-2007, 11:25 AM   #3 (permalink)
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For two small chips I would probably get two of the the $15 windshield repair kits at the local auto parts store, the results are usually very good if the chip can be repaired this way.....
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Old 07-16-2007, 11:30 AM   #4 (permalink)
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Could always call the insurance company and ask w/o giving your info to them

In arizona they had 1$/month windshield replacement plans, since there were so many rocks. I miss that :'(
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Old 07-16-2007, 11:33 AM   #5 (permalink)
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One of them has a very small crack so it will grow over time if I don't get it fixed. The other one is so small that if I use the windshield repair kit from an auto store, the resin won't be able to stick. It needs to be drilled so that the resin can be injected into it.
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Old 07-16-2007, 12:28 PM   #6 (permalink)
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I just had mine done at safelite and paid the $50...

It wasn't worth hassling with an insurance company and waiting around for someone to show up.

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Old 07-16-2007, 03:20 PM   #7 (permalink)
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i don't use geico (since i am not a caveman even though i live in cave man territory) but in my experience it does not impact your insurance. they tend to appreciate the repairs as it costs them far less than a replacement
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Old 07-16-2007, 03:41 PM   #8 (permalink)
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Just take it to a windshield shop and have them fix it.

I just had one repaired, including partially drilling the windshield, and you wouldn't know it was there unless I pointed it out. (Plus it's covered by my "Fig Newton" sticker now anyway.)

Per the guy that did mine: the longer you wait, the less likely the repair is to be satisfactory as the glass will tend to close itself up, minimizing the space in the crack/chip for the resin to flow into.
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Old 07-17-2007, 02:32 AM   #9 (permalink)
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Thanks everybody for the replies. I guess most of you feel that I shouldn't go through insurance for this.
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Old 08-06-2007, 06:33 AM   #10 (permalink)
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How much is the Elise windshield replacement?
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Old 04-08-2008, 05:22 PM   #11 (permalink)
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$1050 at the dealer in CA... $300 labor
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