like i said, it's my 7th car and after drooling for an elise through the first 7 cars and the last two years... whatever. maybe i asked the question in the wrong way...this is mainly a DEALER question... would a DEALER in here even consider trying to work with a 21 year old (who doesnt have but only like 3 years of credit behind him) with two cars in his name right now and $15k in hand in trying to get a lotus? should i wait until i am in a better situation or is it possible to work with me? i dont want to wait and then end up with debt again and be in a worse position. while i have the money and NO bills except for those two car notes, i think i am in the best position to do this now rather than later. any advice? help?