Bay Area Financing - LotusTalk - The Lotus Cars Community
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post #1 of 5 (permalink) Old 10-26-2008, 08:03 AM Thread Starter
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Bay Area Financing

I am stepping out of a 2008 M3 and want to purchase an Exige SC. The price is great but the problem is financing. Seems like the best financing through the dealer right now is in the 6s. My credit rating is excellent but unfortunately I don't belong to a credit union. Does anyone have advice on where to get a load for under 4%? I am insane to think that is possible right now?
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post #2 of 5 (permalink) Old 10-26-2008, 08:25 AM
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Would be surprised if you could get anything under 6 these days. 6 is actually very good.

Also what terms? That will affect the rates. Shorter the better obviously.

Some manufacturers offer pretty good rates but Lotus cannot compete there.
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post #3 of 5 (permalink) Old 10-26-2008, 08:27 AM
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I've seen 0% interest from all the big manufacturers recently... Toyota was offering 0% for 72 months with $0 down here.

I don't think Lotus will match that. Maybe it's worth your time to sign up with a credit union?
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post #4 of 5 (permalink) Old 10-26-2008, 05:29 PM
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post #5 of 5 (permalink) Old 10-27-2008, 08:47 PM
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I just bought a Exige S240. What is a Exige SC? I financed through StarOne Credit Union, which offers 4.75% up to 84 months. That's about the cheapest you will get. If you see lower, let me know
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