Bye baby :( - LotusTalk - The Lotus Cars Community
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post #1 of 26 (permalink) Old 03-18-2014, 03:17 PM Thread Starter
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Bye baby :(

2005 Elise VIN SCCPC11175HL35248

Minor frame torque due to 10 mph front end to back end bump. Was Salvaged by previous owner. poor Lotus been through alot.. Gieco paying 32K New lotus in my sights ... No prior frame damage until now.. So you are warned..
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post #2 of 26 (permalink) Old 03-18-2014, 03:22 PM
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Sorry for your loss. Hopefully the right one will come around soon.

There have been far too many totaled Loti lately, I'm afraid to drive mine now.


OK, I'm over it. I can't wait to drive mine.

'05 CO Elise Mods: Yes
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post #3 of 26 (permalink) Old 03-18-2014, 05:45 PM
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not a bad price though.. did you have your mods insured for extra?

2011 Mini Cooper S - ardent red body/monaco white roof
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post #4 of 26 (permalink) Old 03-18-2014, 08:55 PM
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That sucks...hope you are okay though. I am the previous owner of this car.

05 Saffron yellow,LSS ,hard top and nothing else! 91 Mazda Miata se British racing green with hard top
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post #5 of 26 (permalink) Old 03-18-2014, 10:10 PM
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sad to see it in that shape and being hauled away. I need to love mine and pay more attention to it. Good luck in your search.

** save ~10 lbs gain 1 hp ** EQ: Y=(190*X) / (1984-X) where Y is (HP) and X is (lbs)

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post #6 of 26 (permalink) Old 03-19-2014, 02:59 AM
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Sorry to see this! At least Gieco covered you well @ $32k. USAA only gave me $28k and I had to fight to get that!
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post #7 of 26 (permalink) Old 03-19-2014, 07:37 AM
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Was it the front crash structure that was "tweaked" and classified as part of the frame?

I am surprised just because we have seen vehicles with far worse front end damage than that, but not totaled. And in my mind 10mph doesn't seem like enough to tweak our frames.

I do realize that the front bonnet is very fragile...but wondering what/how the frame was tweaked.

2005 Lotus Elise Graphite Grey - Salvaged title started the SSM build!!!
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post #8 of 26 (permalink) Old 03-19-2014, 08:44 AM
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Bummer. When my prior Elise burned, I got a very nice fair market value for the mods.

Hopefully you can get the same.

BTW, please tell me you took the child out of the boot before the towtruck took the car away.
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post #9 of 26 (permalink) Old 03-19-2014, 09:03 AM
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Something seems off. You got 32k for a car with a salvaged title? And a 10mph bump totaled the car that already had a salvage title?
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post #10 of 26 (permalink) Old 03-19-2014, 09:55 AM
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Something seems off. You got 32k for a car with a salvaged title? And a 10mph bump totaled the car that already had a salvage title?
^this^

Looks like they used your tow hook / factory tow hook spot to winch the vehicle up onto the flatbed? Stout unit.

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post #11 of 26 (permalink) Old 03-19-2014, 10:03 AM
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I always wonder if insurance companies just don't want to deal with sourcing parts, so they just claim "frame damage" as a way to push it through their system quickly, and get it out of their hair. They know it will bring a premium at auction.
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post #12 of 26 (permalink) Old 03-19-2014, 10:50 AM
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I always wonder if insurance companies just don't want to deal with sourcing parts, so they just claim "frame damage" as a way to push it through their system quickly, and get it out of their hair. They know it will bring a premium at auction.
If that's the case he was lucky, aren't clams on back order??
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post #13 of 26 (permalink) Old 03-19-2014, 12:20 PM
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I'm still waiting on mine. Henry at scc in Beverly hills told me there's a national back order of 3 to 7 months. But he called me yesterday saying it's on order now. I've been waiting for a lil over a month to get fixed.
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post #14 of 26 (permalink) Old 03-19-2014, 12:24 PM
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If that's the case he was lucky, aren't clams on back order??
Yes, they are back ordered up to 8 weeks I'm currently several weeks in waiting for one...

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post #15 of 26 (permalink) Old 03-19-2014, 12:33 PM
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Something seems off. You got 32k for a car with a salvaged title? And a 10mph bump totaled the car that already had a salvage title?

Geico does not look at the title. I was in a similar situation, but my adjuster decided to save the company a few bucks and fix it. The quote now is enough to total it, but they've already started work and it's been a nightmare.


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post #16 of 26 (permalink) Old 03-19-2014, 12:54 PM
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Geico does not look at the title. I was in a similar situation, but my adjuster decided to save the company a few bucks and fix it. The quote now is enough to total it, but they've already started work and it's been a nightmare.


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What is that about? What would keep you from buying and wrecking salvaged cars for profit?
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post #17 of 26 (permalink) Old 03-19-2014, 01:16 PM
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First I hope all are ok. How did it happen?

05 Elise
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post #18 of 26 (permalink) Old 03-19-2014, 01:17 PM
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What is that about? What would keep you from buying and wrecking salvaged cars for profit?
Capital and risk Vs reward?
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post #19 of 26 (permalink) Old 03-19-2014, 05:15 PM
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That's crazy if all that thing needs is a front clam and crash structure. What a waste
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post #20 of 26 (permalink) Old 03-19-2014, 05:51 PM
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What is that about? What would keep you from buying and wrecking salvaged cars for profit?
Insurance fraud?

It'd be pretty risky because you'd have to damage the car bad enough to guarantee that it totals (which could be painful), and you'd have to have a car cheap enough to justify the insurance payments prior to the wreck and the increase in premiums after the wreck for the next few years. Problem there is that a lower quality car would also fetch a lower replacement price. Moral of the story: the insurance company always wins.
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