My LOTUS is totaled. I need fast help.
Fisrt of all, we are just thankful that my son and his girlfeirnd were not injured due to this accident. Now, we are dealing with the insurance company.
We had a 2005 Lotus, with the hard top (used twice, not involved in accident). The LOTUS had 19,500 miles on it, truly a pleasure car, that was washed before it was driven and washed and never put up wet when we were finished with it for the day.
The car was in meticulous condition, inside and out. I think there was one very small scratch, where someone was putting the soft top back on and one of the bars may have scratched the top of the roll bar. There were two small scratches where someone may have driven out of a parking lot onto a lower street and scratched the front end at the bottom....you really had to look for it to see it. It had the metallic orange paint (Which was awesome....BEAUTIFUL COLOR, but I digress.....Sorry)
It had one of those Blenkeupt(SIC) radios, air conditioning and leather seats. It had the touring package.
Now down to finances. We were buiulding a home and got a loan against the car for 30,000, in December. They inspected the car inside and out valued it at 35,000 for the perfect condition and low mileage. We have looked around and see these low milage cars selling for 32,000, but we are being offered 27,000 because the only book that lists is the NADA. So, how can we get a higher value on our car? We had the banker call them and give them their report. The guy couldn't collect mileage because battery was thrown from car, so we sent copy of last inspection sticker info from last November that was 19,599 and sent the loan officer's paperwork showing mileage at 19,500. He was using that as an excuse for an even lower offer, which is now at 27,000.00. Is there anywhere we can get a higher Book Value? We live in Virginia.
Can any of you offer assistance? (And we need it quickly.)
I appreciate SO MUCH , ANY help you can give me.