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post #1 of 10 (permalink) Old 08-13-2007, 10:58 AM Thread Starter
 
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General questions

I've got my heart set on owning a Lotus Elise/Exige sometime within the next month (at most two). I'm 22 & have a relatively clean driving record. Any young owners out there that can give me a general idea of what I can expect to pay monthly for insurance? Any additional advice would be greatly appreciated...

Thanks,

Ty
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post #2 of 10 (permalink) Old 08-13-2007, 11:01 AM
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Quote:
Originally Posted by tykwondingo
I've got my heart set on owning a Lotus Elise/Exige sometime within the next month (at most two). I'm 22 & have a relatively clean driving record. Any young owners out there that can give me a general idea of what I can expect to pay monthly for insurance? Any additional advice would be greatly appreciated...

Thanks,

Ty
Ty,

This topic has been covered many times on this site; the answers you're looking for are readily availble via the search function.

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post #3 of 10 (permalink) Old 08-13-2007, 11:19 AM
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There are FAR too many variables for anyone here to answer that question. Try getting a quote which is incredibly easy to do via the internet. AIG was really cheap for me but I still use GEICO because I think they have better customer service and treated me very well after my accident (in the Lotus).
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post #4 of 10 (permalink) Old 08-13-2007, 11:46 AM
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Quote:
Originally Posted by tykwondingo
Any additional advice would be greatly appreciated...

Thanks,

Ty
Uh... I advise you, additionally, to call your insurance agent and get a quote.

xtn

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post #6 of 10 (permalink) Old 08-13-2007, 12:27 PM
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answers/responses to a General question may be found here:
http://www.elisetalk.com/forums/showthread.php?t=44041
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post #7 of 10 (permalink) Old 08-25-2019, 02:55 PM
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I am not a young person, exactly the opposite.

But there are some main factors that will affect your insurance quote, but here are a few;

Your age.
Driving Record.
General Repair Costs for a specific model of car, cost of parts and labor.
Body material, If your Lotus has a Fiberglass body, State Farm Auto Insur. automatically added 50% for collision for FG bodied Lotus and Corvettes.
The level of coverage you choose, such as, deductible amounts and other coverages.

Good luck with your Lotus Search. I am looking for an original Elan. As you mature, age your insurance will generally drop, assuming one's driving
record stays clean.

Jim
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post #8 of 10 (permalink) Old 08-25-2019, 04:55 PM
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I got my 2010 exige s240 when I was 24 yrs old. Now I'm 31. It's been around 1200-1400 every 6 months if I recall. It all depends on location, discounts, company, coverage, records, etc. Just do a bunch of quotes and figure it out.

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post #9 of 10 (permalink) Old 08-25-2019, 05:26 PM
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Quote:
Originally Posted by tykwondingo View Post
I've got my heart set on owning a Lotus Elise/Exige sometime within the next month (at most two). I'm 22 & have a relatively clean driving record. Any young owners out there that can give me a general idea of what I can expect to pay monthly for insurance? Any additional advice would be greatly appreciated...

Thanks,

Ty
As this is actually regarding Insurance, this should go under the Insurance section, not the Lotus Cars For Sale. I'm moving this.

San

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Last edited by oldmansan; 08-25-2019 at 05:33 PM.
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post #10 of 10 (permalink) Old 08-26-2019, 04:36 AM
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A couple of years ago, I was T-boned in my 1928 Ford Model A. Hagerty was on top of it asap. On the first call, they gave me the option to take it to my shop of choice or they would send out an adjuster. I had difficulty finding a shop and asked for an adjuster. The end product was a repaired Model A with no BS. Money was quick and supplements were not a problem. I was happy and so the repair shop. Hagerty is my company.
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