I just turned 20 bought a 05 elise my insurance is $385 a month... Just curious how much everyone else's is. Im pretty sure im getting raped.
Full-coverage daily driver at 20...sounds about right. I paid 240/month at 22 with a clean record for 'pleasure use only' on my elise. Liability was 250k/500k for medical and 100k for property.I just turned 20 bought a 05 elise my insurance is $385 a month... Just curious how much everyone else's is. Im pretty sure im getting raped.
If you don't commute to work or school, you can list it as pleasure use only. To do so would be insurance fraud...but would they find out? From speaking to a few insurance reps it's highly unlikely, however, YMMV. Always best to be honest.how does that work with the pleasure use only? would i be able to get that and just drive it everyday without them knowing and get the cheaper insurance?
I have USAA too - you can't compare their rates to other insurance cos - if you're eligible for USAA it's always the best way to go and they never screw around with you - great company to deal with... plus those dividend checks each year are icing on the cake - john.I'm 38, no accidents or tickets. I spend $600 per year.
You'll probably be amazed what happens when you turn 25. I remember my rates were halved by USAA. I celebrated by drinking heavily for an entire weekend (and take cabs).