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189 Posts
I have had lots of cars. Clean record. I have had 11 Ferrari's and have a Ferrari 328 right now with Hagerty.
I (was) very interested in a Lotus Talk forum members silver 2006 Exige that is on Ebay and the LT for sale section.
I always insure a car as soon as i wire the funds. Since I had intended to make an cash offer this morning on the car, I called Hagerty yesterday to get an insurance quote.
Hagerty refused to insure the Exige based on the fact I drive a paid for 2006 Ford f150 with full coverage as a daily driver.
Let me explain that further: Hagerty says that the daily driver "normal" vehicle must be LESS THAN 5 years old. Even though they will not be the ones insuring the daily driver.
This makes NO SENSE to me and they said its a firm policy of One Beacon, the company that owns Hagerty, Grundy and a few others.
I will look around for insurance posts / threads when I have time, but I wanted to share this as I am confused why an insurance company would care what you drive as a daily with another insurance company.
I would appreciate any insurance recommendations. Hagerty overall has been a great company.
I had a $40,000 claim with them a few years ago when my black 1987 Ferrari 328 was totaled by an idiot in a Dodge Ram backing up on top of the car while at a red light. There was an issue with Hagerty and Co-Part not going through the GA DMV and getting a salvage title on the car. They sold the car with my name on it clean and clear, after a Total Loss / frame damage claim had been paid on the car. Lawyers, the State of GA Insurance Commissioners office and Attorney General got involved. Co-Part seemed to be more at fault for screwing up the paper work. But I never did hear back on the case.
I (was) very interested in a Lotus Talk forum members silver 2006 Exige that is on Ebay and the LT for sale section.
I always insure a car as soon as i wire the funds. Since I had intended to make an cash offer this morning on the car, I called Hagerty yesterday to get an insurance quote.
Hagerty refused to insure the Exige based on the fact I drive a paid for 2006 Ford f150 with full coverage as a daily driver.
Let me explain that further: Hagerty says that the daily driver "normal" vehicle must be LESS THAN 5 years old. Even though they will not be the ones insuring the daily driver.
This makes NO SENSE to me and they said its a firm policy of One Beacon, the company that owns Hagerty, Grundy and a few others.
I will look around for insurance posts / threads when I have time, but I wanted to share this as I am confused why an insurance company would care what you drive as a daily with another insurance company.
I would appreciate any insurance recommendations. Hagerty overall has been a great company.
I had a $40,000 claim with them a few years ago when my black 1987 Ferrari 328 was totaled by an idiot in a Dodge Ram backing up on top of the car while at a red light. There was an issue with Hagerty and Co-Part not going through the GA DMV and getting a salvage title on the car. They sold the car with my name on it clean and clear, after a Total Loss / frame damage claim had been paid on the car. Lawyers, the State of GA Insurance Commissioners office and Attorney General got involved. Co-Part seemed to be more at fault for screwing up the paper work. But I never did hear back on the case.