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My agent just informed me I am not covered for track events. Does anyone have a suggestion for a carrier.
 

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I use Farmer's, and their language covers non-timed, non-instructional events (my agent confirms - I would not ask this of an agent unless you are very good friends with them).

Also, get ready to be told to use the search function.
 

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OP, if I think about it tomorrow, I'll see if any of the carriers I represent will. I haven't seen anything in my policy with Encompass that excludes it; but, we're not writing any new business with Encompass.

BTW, what carrier are you with now? Can you post a copy of the policy form? It's entirely possible your agent is mistaken - unlikely, given the shift in most policy verbiage, but possible.
 

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I use Farmer's, and their language covers non-timed, non-instructional events (my agent confirms - I would not ask this of an agent unless you are very good friends with them).

Also, get ready to be told to use the search function.

Wow, really? I have Farmer's and never asked or looked into it. Did you ask your agent?
 

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Here is the exclusionary language from an endorsement to Hagerty's policy:

V. PART D-COVERAGE FOR DAMAGE TO
YOUR COVERED AUTO
EXCLUSIONS is amended as follows:
The following exclusion is added:
We will not pay for:
Loss caused by or resulting from “your
covered auto” being:

b. Being used at a:
1. racing facility; or
2. facility or roadway temporarily
designated for speed, time,
racing, or performance driving
events. This includes, but is
not limited to, the use of “your
covered auto” at a
performance or racing driving
school, a rally in excess of the
legal speed limit, or a closed
road rally.

However, Sections a. and b. of
this exclusion do not apply while
“your covered auto” is:
i) On display in a race
facility’s “paddock” area and
is not being prepared for a
race or a specified show
display area;
ii) Being trailered from one
location to another;
iii) Used by you to attend a
racing event as a spectator;
iv) Being operated for
purposes of display in any
pre-or post-race parade
laps; or
v) Involved in an organized
event on open, public roads
while operated within legal
speed.
So, as I said, no coverage for HPDE.
 
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