Driving along to our monthly SCCA meeting, traffic fit a bottleneck and traffic bunched up, next thing I know the SUV in front of me runs over a 4'x8' panel of fiberglass insulating board, the stuff that has a foil coating on both sides. The vacuum behind the SUV picks it up vertical right in front of me and I drive through it. It exploded into a bunch of pieces and took out my drivers side mirror, reflector, star shield, scuffed the paint, and scratched the drivers side window. I'm really hoping the scuffs in the pain will buff out. If that is the case, then it should be a new mirror, drivers side glass, and front Starshield (or equivalent). I thinking I should probably just eat the costs rather than trying to file on insurance assuming the front clam doesn't have to be resprayed. Of course if I respray the front clam, it is a good time for a license plate shave and seam fill. Any ideas regarding filing with insurance (I have Amica)? I also need a good body shop recommendation around Charlotte, NC, but I am willing to drive to Atlanta area or up into Virginia for a quality shop.