I don't think it will be too bad. Repairing fiberglass is not really the mystery that it used to be and the clam pices themselves as parts are not that expensive. It will be a while, if ever, for our rates to go up industry wide because of a few offenders. The main issue will be the relatively insignificant crashes that result in the auto being totalled because of the chassis, that are worrisome.I don't think there are enough cars out there for the insurers to really worry about though.