Huh? I always use certified checks. You go to the bank, you give them the check, they call the issuing bank and validate it. It's done on the spot and verified by both banks. I've never had a problem with a bank doing that (or a credit union). The depositing bank has to be the one to make the call (as far as I am aware), they won't certify it to an individual.Yeah, every single craigslist etc scam uses a certified check. And there is no way to verify they are real. They always deposit looking legit, and then they come back fake x days later.
When I bought my exige I paid via certified check per the sellers instructions (and my complaints) when I got to pick up the car my bank would not verify that the check was real when we called them. If it had been a real check they would have.
I guess you are left open to the chance that someone has the money in their account, then withdraws it before you can deposit the check with a personal check though.